Rabat, March 28, 2025 – TAMWILCOM, the Moroccan institution dedicated to financing businesses and individuals, held its 10th Board of Directors meeting under the chairmanship of Ms. Nadia Fettah, Minister of Economy and Finance. This meeting provided a valuable opportunity to review the achievements of the 2024 financial year, marked by sustained growth and exceptional results.
Remarkable Financial Performance
In 2024, TAMWILCOM achieved impressive results, with total mobilized financing exceeding 47.5 billion dirhams (DH), spread across more than 82,200 operations. The institution’s commitments reached 28 billion DH, reflecting a 6% increase compared to 2023 (excluding the guarantee of Public Enterprises and Establishments). With a realization rate of 109%, these results significantly surpassed initial targets.
Increased Support for SMEs
TAMWILCOM’s commitment to Very Small, Small, and Medium Enterprises (SMEs) strengthened in 2024, with these businesses benefiting from 94% of total interventions. Through its generic guarantee mechanism, the institution enabled the mobilization of 41.3 billion DH in credit for SMEs, with total commitments reaching 23.4 billion DH, an 8% increase compared to 2023.
Furthermore, 89% of guarantee activities benefited micro and very small enterprises, reaffirming TAMWILCOM’s dedication to this crucial segment of the national economy.
DAAMA TAMWIL: Sustained Growth in Participatory Financing
The DAAMA TAMWIL initiative, dedicated to participatory financing, experienced significant growth in 2024, increasing by 15% compared to the previous year. This window facilitated 681 million DH in participatory bank financing, with commitments amounting to 379 million DH.
Confirmed Financial Strength
During this session, the Board of Directors approved the financial statements for the 2024 financial year. The Net Banking Product (NBP) stood at 807 million DH, while the Net Profit reached 386 million DH, demonstrating the institution’s financial strength.
An Ambitious Vision for the Future
The exceptional performance recorded in 2024 confirms TAMWILCOM’s central role in supporting the Moroccan economy, particularly in favor of SMEs and individuals. Building on this momentum, the institution aims to continue its efforts to sustainably support the country’s economic development and meet the growing needs of Moroccan businesses and citizens.
